Hello everyone,
I hope you are in good health, because if you are not please get well soon so that you are read about some of my financial debacles and feel sick without being actually sick. (Yes, that's the level of my morning humor. Blughhhh!!!.)
Anyway, this post is not really about the problems that I invented for myself but rather about my decision-making process and how broken it is. Now usually it takes 30days for me to make a decision about anything that may leave a dent in my wallet. And by dent I mean smash it into pieces and I may spend the next few years picking up the pieces. Perhaps I should stick to actual words rather than metaphors. (Man my morning is as bad as my all-time humor. )
Now, exactly 5years back I was in an avenger-level financial crisis. Basically, my credit card, debts, and EMI decided to kidnap my salary and to make things worse my salary kinda developed Stockholm syndrome. The day my salary gets credited she will plan to go away with her kidnappers the very next day. Leaving me wondering what can be done. To cope with the trauma I developed a plan which seemed fool-proof. Whenever I want something I would follow the plan.
THE PLAN.
Image Source - Drawn manually, one of my office
But I saw a major flaw in the plan.
It needs an update. As this seems like a perfect plan from a financially screwed guy.
I need a plan for a financially screwed married guy. Working on the same.
Truth be told I am currently, in the process. And the object in question is an electric bike. Revolt RV400 to be specific. Thank @bala41288 for introducing it to me and ruining my otherwise ‘I need no bike now’ life. I am not going to like it's definitely shiny. But is it useful? I think it is. Let's wait for 30Days and find out if I find it is still useful.
Whom am I kidding it is definitely useful but I think somewhere trying to balance the financial situation I screwed my reasoning and it is taking me longer to accept that now I may have to buy a bike not necessarily this shiny thing but something with 2 wheels and would run without me having huffing and puffing and sore legs? Although a bicycle sounds more reasonable as it's cheaper, 0 fuel or power consumption, and with some health benefits. But I don’t think my family would appreciate it for two reasons.
Firstly, it is not the 1980s when heroes and heroines can bicycle and still be hip.
Secondly, imagine showing up at a family gathering just 3Kms away from your home all sweaty, stinky, and with the face of a person having heart attack.
Not sure how this plays out.
And for those of you who are wondering what Jugaad is, it is what it exactly sounds like
I am inuke.
And planning sucks. I want to buy shiny things, but I can't.
I am also member of IndiaUnited and Beawesome community. Super cool community with so many awesome, creative and kickass people.
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