Today was another big day as I gamify my finances. It was HBD Interest Claim Day.
I've been having so much fun with HBD ever since the 20% APR kicked in because I can log into my wallet and see that I earn about $1 per day in interest on my balance. That's a really big deal for me and makes things fun!
I have a goal of 3,000 HBD in savings and I will hit it in 2 months. That's my number and it is mostly because about $2300 was my "side cash" I sat out the bear market with earning nothing.
I don't want to risk that money and I feel HBD is safe even if the APR goes down. You'll notice that I do have some liquid HBD in my wallet and could pop that over to savings and hit my goal this month with some posting, but that is my pump money.
During the recent hive pump I had some liquid funds and for the first time ever I tried a swing trade. I increased my Hive stack by 246 Hive and was thilled. I'm not a trader by any stretch but felt good about experimenting.
I want a little liquid HBD and Hive to try my luck again next time. The HBD that I earn through savings is exactly that. Savings! My money is beating inflation and I have no complaints about earning 20%.
I dream of a bigger hive stack but I'm not touching my savings in order to do so. Besides, its fun to watch my daily interest accrual and looking forward to claiming.
We have a lot of fun benchmark days now on Hive including HPUD, LPUD, HBD Savings Claim, Millionaire Missions, Splinter Season Chests and Focus Chests. Hive feels like a video game where I always win!
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