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It's time again to claim my HBD savings and I have to say I'm thrilled with my decision to go all in.
Just to recap, I had some side money I'd sat out the bull market with and wanted to earn something. But, it was savings, a bit of a rainy day fun that I needed to hang onto.
But when the 20% APR on HBD came out I decided that it was "safe" enough and that rate was too tempting. My goal was to have enough to earn just 1 HBD per day. Pretty much $1.
To me making a dollar a day in passive crypto interest seemed insane based on what that would take to do it in a savings account. I needed to earn a little bit more HBD to get there but now that seems like a distant memory.
My next goal was to get 3,000 HBD in my savings account in order to establish that as my new base. I began to realize that 20% is something that can be made on one or 2 of the korean hive pumps we get around here and building my hive balance up will ultimately do more for me than my HBD savings.
So as you can see, I'm really close to my HBD goal and can probably get there within the next 30 days via my interest and engagement.
3000 HBD will be my base but I will keep my accrued interest compounding in my savings account but will take my on chain earnings to buy hive when it dips.
Have you met you HBD goal yet? What is your strategy for accumulating Hive and HBD during the bear market?
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