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Hello hive learners, how are you doing today? Memories are very important to us; there are memories that you don’t like to remember and there are memories you always want to remember.
I love the feature content of Wednesday and Thursday. It is an awesome topic that makes everyone cope with life despite the many challenges they face in the family and office.
For me specifically, I have many challenges that disturb me mentally. One of my major challenges is finance. I need money to accomplish my projects at hand. I have projects that the only barrier to initiate the projects is money.
Even though I need money so badly, I don't like to borrow money from people, I just want to make my own money.
Last month, I wanted to get something for my room and the amount was about #270,000 ($365 in black market). I got the money immediately from the work I was doing, I went to the seller and purchased the product.
I was left with 4,000 ($5.4) which was not enough for me for three days… after I spent the money. Before I spent the money, I was hoping that my big brothers would help me out of my situation.
I called my immediate brother older that I needed pocket money and the amount was about #20,000 ($27) to cater for myself. I explained to him that I was stranded.
He replied, "I don't have money right now and I need more money than you presently".
I was called my big brother again, he said, "Chris, my son is graduating in army's college next month and this school fees is about #500,000 ($676), I have paid school fees for the one in higher institution and other expenses which was about #450,000 ($608); and paid over #200,000 ($270) for the two young ones in private school. If I settle the tuition fees of my son in army's college, I will send you money".
Well! The best alternative for me was to borrow money from Okash App.
Okash App allows you to borrow money and pay back in the stipulated time.
I wanted to borrow 50,000, ($67.5) they replied to my message that I can only lend me #10,000 ($13.5).
I never knew that they would lend me money; when I was making an effort to request for the loan, it was written that my request had failed; I did not know that it was a network problem. Then, I thought it was over; 20 minutes later, I received a credit alert from Okash and they gave me a month to pay back.
Three days before the month elapse, I started to receive
Calls from different people that I should pay the money I owed them back for a bigger opportunity to open to me. I told him I was not interested in lending money again after paying you what I'm owning you.
6 hours for me to pay back, I received calls more than 20 times from different people and what they were saying was not palatable.
One of them said, "If I refuse to pay them their money before the day is over, they will begin to charge me $1.1 every day until the day I pay for it all".
Another person called me and said, "make my transaction now'". Well! I got angry, borrowed the money from my friend and paid it.
I nearly had a heart attack because of the $13.5 I lent. I was mentally ill, and could not think straight, my mind was not at peace.
Since then, I learned how to be financial balance by doing the following:
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Manage what I have: I am very calculative; I don't spend all my money before I receive a salary. I make sure I buy everything I need at home when I receive my salary. I stopped eating outside all the time just like the way I did before. This was because I realized that I spent more money while purchasing food outside.
Established physical business: I don't like physical business because it takes up my time. I was advised to start a business in my location since there was no one selling stationery in that environment. The students got it from outside and they spent more money on transportation.
I took the advice and purchased stationery and gave it to one of the students to start selling them only during break time.
I imagined when I saw what she sold within a week, she sold everything; and the profit was also amazing.
Learn how to roll away those thoughts of financial pressure: I realized that I am not the only person that has financial pressure. There are many people in the world that are experiencing it. Therefore, I don't need to worry about it but work towards it.
Read books: I have read many books on how to be free from financial pressure, and read motivational books to keep me pushing hard to be free from financial pressure; be happy all the time without thinking of my situation. All these worked for me; I read the story of people that I am better than and I read the story of people that are far better than me.
I believe I am not the only person in this situation and I work to achieve financial freedom.
Those books refactored my mental faculties. I no longer have financial pressure even though I did not have money to get what I want. I worked towards believing I would get them; and it worked for me.
You are responsible for your happiness: this is what I do when I am mentally ill or challenged. I make myself happy because it is only when you are alive that you can remember to be financially free or can be free from every challenge that you are passing through. There is no one without a challenge or a problem; and some people have died because they took it far, they over thought it. Yet, they died with the problem not knowing that thinking cannot solve it; it will only create mental health problems.
No matter what I am passing through, I make myself happy. This is because I don't want to think about it too much or develop a mental problem.
I stand up for success, and success is not achieved by merely making mouth, No room for laziness, no room for idleness. Success comes to the people who are desperately and consciously searching for it. When it seems unsuccessful or you smell failure around you, never discourage yourself from being successful.
“Discouragement and failure are the two surest stepping stones to success.” - Dale
Thank you for reading my post.
