I usually have a list of important things to purchase or do with cash whenever I am bankrupt. I do draft out my scale of preference and hope to get them in the order of the list.
But sooner or much later I am financially stable again, I seem to forget all the important things I wanted or needed to do, and I neglect my scale of preference. I tend to spend extravagantly and leave no stone unturned. I spend unnecessarily sometimes, even on things I didn't plan for or intend to get. Having some sort of a sudden income or profit makes me go wild and think of all the things I could buy with the money or things my greedy mind thinks I need or should want and get for myself.

Most times, these are things I wouldn't even make use of in weeks or months to come but sadly I already spent on those things and can't seem to take them back. I don't intentionally do this most of the time. I think I can't just control my extravagant living or spending on unnecessary things when I suddenly have this cash flow.

How Do You Deal With Extravagant Lifestyle?

I could use most or some of your hacks to reduce or stop my extravagant lifestyle. And please do not get me wrong. I am not always or entirely extravagant, I only just get into that state whenever I have a sudden profit or some stuff paid off well. I usually feel I deserve some spoiling and I stop at nothing until the money finishes or goes down.

So what are your extravagant lifestyle hacks to save a local girl from overspending her income? They could come in handy if you guys don't mind, thank you!

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𝐀𝐮𝐭𝐡𝐨𝐫

^{𝐈 𝐚𝐦 𝐖𝐚𝐤𝐲! 𝐀 𝐦𝐮𝐥𝐭𝐢-𝐭𝐚𝐥𝐞𝐧𝐭𝐞𝐝 𝐚𝐧𝐝 𝐨𝐩𝐭𝐢𝐦𝐢𝐬𝐭𝐢𝐜 𝐲𝐨𝐮𝐧𝐠 𝐠𝐢𝐫𝐥 𝐰𝐡𝐨 𝐢𝐬 𝐳𝐞𝐚𝐥𝐨𝐮𝐬 𝐚𝐛𝐨𝐮𝐭 𝐥𝐢𝐟𝐞 𝐚𝐧𝐝 𝐞𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠 𝐢𝐭 𝐡𝐚𝐬 𝐭𝐨 𝐞𝐢𝐭𝐡𝐞𝐫 𝐨𝐟𝐟𝐞𝐫 𝐡𝐞𝐫 𝐨𝐫 𝐭𝐡𝐫𝐨𝐰 𝐚𝐭 𝐡𝐞𝐫. 𝐀 𝐠𝐢𝐫𝐥 𝐰𝐡𝐨 𝐢𝐬 𝐢𝐧𝐭𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥 𝐚𝐛𝐨𝐮𝐭 𝐬𝐞𝐥𝐟-𝐠𝐫𝐨𝐰𝐭𝐡 𝐮𝐧𝐝𝐞𝐫 𝐚𝐥𝐥 𝐨𝐝𝐝𝐬.

𝐈 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐦𝐲 𝐞𝐱𝐢𝐬𝐭𝐞𝐧𝐜𝐞 𝐢𝐬 𝐬𝐨𝐥𝐞𝐥𝐲 𝐛𝐲 𝐠𝐫𝐚𝐜𝐞 𝐚𝐧𝐝 𝐬𝐨 𝐈 𝐚𝐦 𝐚 𝐩𝐫𝐨𝐝𝐮𝐜𝐭 𝐨𝐟 𝐠𝐫𝐚𝐜𝐞, 𝐩𝐞𝐫𝐟𝐞𝐜𝐭𝐥𝐲 𝐩𝐨𝐫𝐭𝐫𝐚𝐲𝐢𝐧𝐠 𝐦𝐲 𝐛𝐢𝐫𝐭𝐡 𝐧𝐚𝐦𝐞 "𝐀𝐛𝐮𝐧𝐝𝐚𝐧𝐭 𝐆𝐫𝐚𝐜𝐞".

𝐈 𝐚𝐦 𝐭𝐡𝐞 𝐥𝐚𝐬𝐭 𝐨𝐟 𝐦𝐲 𝐤𝐢𝐧𝐝 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐈 𝐚𝐦 𝐮𝐧𝐢𝐪𝐮𝐞 𝐚𝐧𝐝 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐢𝐧 𝐚 𝐝𝐲𝐧𝐚𝐦𝐢𝐜 𝐰𝐚𝐲

𝐇𝐈𝐕𝐄 𝐡𝐚𝐬 𝐛𝐞𝐜𝐨𝐦𝐞 𝐦𝐲 𝐬𝐨𝐜𝐢𝐚𝐥 𝐇𝐎𝐌𝐄 𝐚𝐧𝐝 𝐒𝐏𝐀𝐂𝐄.}

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𝑨𝒑𝒑𝒓𝒆𝒄𝒊𝒂𝒕𝒊𝒐𝒏

^{𝑻𝒐 𝒎𝒚 𝒇𝒂𝒊𝒕𝒉𝒇𝒖𝒍 𝒓𝒆𝒂𝒅𝒆𝒓𝒔! 𝑴𝒚 𝒘𝒐𝒏𝒅𝒆𝒓𝒇𝒖𝒍 𝒔𝒑𝒐𝒏𝒔𝒐𝒓𝒔 𝒂𝒏𝒅 𝒇𝒆𝒍𝒍𝒐𝒘 𝒉𝒊𝒗𝒆𝒓𝒔!

𝑻𝒐 𝒆𝒗𝒆𝒓𝒚 𝒄𝒐𝒎𝒎𝒖𝒏𝒊𝒕𝒚 𝒎𝒆𝒎𝒃𝒆𝒓 𝒂𝒏𝒅 𝒇𝒓𝒊𝒆𝒏𝒅, 𝒎𝒚 𝒉𝒆𝒂𝒓𝒕 𝒈𝒐𝒆𝒔 𝒐𝒖𝒕 𝒕𝒐 𝒚𝒐𝒖 𝒈𝒖𝒚𝒔. 𝑻𝒐 𝒆𝒗𝒆𝒓𝒚 𝒄𝒖𝒓𝒂𝒕𝒐𝒓 𝒕𝒉𝒂𝒕 𝒅𝒆𝒆𝒎𝒔 𝒎𝒚 𝒂𝒓𝒕𝒊𝒄𝒍𝒆𝒔 𝒇𝒊𝒕 𝒇𝒐𝒓 𝒕𝒉𝒆𝒊𝒓 𝒔𝒖𝒑𝒑𝒐𝒓𝒕.

𝑰 𝒂𝒎 𝒔𝒂𝒚𝒊𝒏𝒈 𝒕𝒉𝒂𝒏𝒌 𝒚𝒐𝒖 𝒂𝒍𝒍 𝒇𝒐𝒓 𝒎𝒂𝒌𝒊𝒏𝒈 𝒎𝒚 𝒋𝒐𝒖𝒓𝒏𝒆𝒚 𝒉𝒆𝒓𝒆 𝒐𝒏 𝑯𝑰𝑽𝑬 𝒂𝒏 𝒆𝒙𝒄𝒊𝒕𝒊𝒏𝒈 𝒂𝒏𝒅 𝒇𝒖𝒏-𝒇𝒊𝒍𝒍𝒆𝒅 𝒐𝒏𝒆. 𝑻𝒉𝒂𝒏𝒌 𝒚𝒐𝒖 𝒇𝒐𝒓 𝒆𝒏𝒅𝒍𝒆𝒔𝒔𝒍𝒚 𝒔𝒖𝒑𝒑𝒐𝒓𝒕𝒊𝒏𝒈 𝒎𝒚 𝒘𝒐𝒓𝒌 𝒕𝒉𝒓𝒐𝒖𝒈𝒉 𝒚𝒐𝒖𝒓 𝒖𝒑𝒗𝒐𝒕𝒆𝒔, 𝒄𝒐𝒎𝒎𝒆𝒏𝒕𝒔, 𝒂𝒏𝒅 𝒓𝒆𝒃𝒍𝒐𝒈𝒔. 𝑰 𝒑𝒓𝒂𝒚 𝒕𝒉𝒂𝒕 𝑮𝒐𝒅 𝒃𝒍𝒆𝒔𝒔𝒆𝒔 𝒚𝒐𝒖 𝒂𝒍𝒍 𝒓𝒆𝒂𝒍 𝒈𝒐𝒐𝒅 :)}

              3rd August 2022
                   @
                Wednesday

Smiles...it happens to me as well especially when I close a juicy deal in my real estate business. I will be like c'mon gal, it's time for a self-treat, you have done well and deserves some pampering. Then I will unlock my extravagant lifestyle and it will only clear my eyes when the account starts turning red again 🤣🤣🤣

So recently, what I do is to apply self-discipline. I draft what I need most and attend to that and then wait a bit to calm my nerves before thinking of other things. This time of waiting helps me curtail unnecessary spending. The idea is just to be in a neutral emotional state cos if I should ride on with that happiness of hitting cash, I will be carried away while spending. I hope this my tactic works for u👍

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wolfofnostreet 2 years ago

You just have to develop the habit gradually. For example if you'd normally blow 20k to treat yourself, learn to cut it down to 10k and keep cutting as much as you can. Before you spend, always ask yourself if you really need that thing and how often you'd use it. If it's a temporary satisfaction then it's a sign you shouldn't indulge your cravings. You should throw the money into your savings instead, I suggest something like piggyvest safelock or you move it to HBD savings if it's crypto.

0.11 VYB

1 vote

zellypearl 2 years ago

Lol, it's the way you said blow 20k to myself.
Thank you so much for this. Will think about it.

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nkemakonam89 2 years ago